Home / Rent vs. Buy Calculator
What is a good price-to-rent ratio?
The price-to-rent ratio divides home price by annual rent. Under 15 favors buying, 15-20 is neutral, over 20 generally favors renting. Most major US cities in 2026 have ratios of 20-30+, which tilts toward renting from a pure financial standpoint unless you plan to stay long-term.
Find out if buying or renting makes more financial sense for your specific situation.
Use the Rent vs. Buy Calculator →By Sean Baldwin · Last reviewed July 2026 · Part of the Rent vs. Buy Calculator guide.