Subscription Spending Calculator
Add all your subscriptions and see exactly what you're spending — and which categories are draining your budget.
Frequently Asked Questions
What is subscription creep?
Subscription creep (or 'subscription fatigue') is when you gradually accumulate more subscriptions than you're aware of or actively using. Most people underestimate their monthly subscription spend by 40–80% when asked to guess without looking.
How many subscriptions does the average American have?
The average American household now has 4–6 paid subscriptions, spending roughly $100–$200/month. Studies consistently show people forget about 20–30% of their active subscriptions.
How do I find all my subscriptions?
Check your bank and credit card statements for recurring charges over the last 90 days. Also check your email for billing receipts. Apps like Rocket Money or Trim can scan your accounts automatically.
Which subscriptions are worth keeping?
Keep subscriptions where cost-per-use is low (you use them often), they save you money vs. alternatives (Amazon Prime shipping), or they provide genuine value you'd miss. Cut anything you've barely touched in the last month.
Is it worth canceling and re-subscribing?
Yes, for entertainment subscriptions. Many people 'rotation subscribe' — keeping one or two at a time, bingeing, then switching. Services like Netflix, Hulu, Disney+, and Max have no cancellation fees and are easy to restart.