Home / Solar Panel ROI Calculator

Should I buy or lease solar panels?

Buying (outright or with a solar loan) is almost always the better long-term decision. You own the system and keep all the energy savings. Leasing is simpler upfront but your savings go largely to the leasing company, and leased systems can complicate home sales.

Find out if solar panels are worth it for your home based on your electricity bill, system cost, and location.

Use the Solar Panel ROI Calculator →

By Sean Baldwin · Last reviewed July 2026 · Part of the Solar Panel ROI Calculator guide.