Home / Rent vs. Buy Calculator
Is it cheaper to rent or buy a home right now?
In 2026, with mortgage rates elevated, buying is often more expensive month-to-month than renting in most US markets. However, over a 7-10+ year horizon, buying still builds equity and long-term wealth for most homeowners. The right answer depends on how long you plan to stay, your local market, and your financial situation.
Find out if buying or renting makes more financial sense for your specific situation.
Use the Rent vs. Buy Calculator →By Sean Baldwin · Last reviewed July 2026 · Part of the Rent vs. Buy Calculator guide.